Bricklayer Insurance

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Business Insurance for Bricklayers

When working on a bricklaying site, you need to keep an eye out for many risks. Not only do you have to ensure your work is professional, but you need to watch out for hazards to yourself and your business. To protect your livelihood from any risks, choose bricklayer insurance.

Benefits of Insurance for Bricklayers

Protects work tools and assets

If your tools are lost or stolen, the financial impact of replacing tools could threaten your livelihood. Bricklayer insurance – including tool cover – can cover the cost of your tools, helping you quickly get back to work.

Covers your legal fees and penalties

Bricklaying can be hazardous, and not only in terms of injuries and other accidents. Your work may put you in a position where you unwittingly break the law. In such cases, bricklayers insurance will cover any legal fees or penalties.

Covers you for third-party claims

Working on a bricklaying site means you will always be faced with the risk of injury to others or damage to their property. Bricklayer insurance including public liability cover can help pay compensation costs so that you won’t need to pay out of your own pocket for any claims made against you by third parties.

Insurance for peace of mind

Every bricklaying job comes with its own unseen risks. You can’t predict every problem that could arise and how it could affect you and your business. Having business insurance for bricklayers allows you to get on with the job with greater confidence that you are covered for your key risks.

FAQs on Self-Employed Bricklayers

Do I need bricklayer insurance?

Whenever you take on a bricklayer job, you will come up against risks. Perhaps your tools are stolen from your van, or a loose brick smashes through someone’s window and the property owner decides you are to blame.

With so many potential risks, a business insurance package for bricklayers is an important consideration for the protection of your business.

Bricklayer insurance can give you the confidence that you are protected for the variety of jobs you take on. A business insurance package for bricklayers can cover you for lost or stolen tools, third party claims, damaged plant and more.

To keep your bricklaying livelihood safe and free of interruptions, think about getting bricklayer insurance today.

What is covered under bricklayer insurance?

A customised public liability package for bricklayers can offer you cover for:

The cost of repairing or replacing tools and equipment if damaged or stolen.
Cover for assets like plant and bricklaying materials.
Claims made by a third party due to injury or damaged property.
Compensation claims made by employees or contractors if they are injured.
Costly repairs to worksites if damaged by vandalism or natural disasters.
Legal costs associated with law or regulation breaches.
Action taken against you by dissatisfied clients if they are unhappy with the results of your work.

What is not covered under bricklayer insurance?

There will be some things your business insurance package for bricklayers won’t cover. For example, tools cover will only include those tools you use for work purposes. Also, usual wear and tear of tools, plant and materials are generally not covered.

How much is bricklayer insurance?

How much you need to pay for a bricklayer insurance policy depends on how many covers you include in the package and how much of each cover you will need. Your insurance premium can also depend on factors such as where your business is located and if you’ve had any claims in the past.