Cleaner Insurance

Get a customised quote online in minutes.

Or speak to us for advice and recommendations customised to your business needs. Call

Cleaning and Domestic Services Insurance

Business Insurance for Self-Employed Cleaners

Whether you run a domestic cleaning service or a corporate cleaning service, there are risks to consider when working in other people’s properties. That’s why you should consider cleaner insurance to protect your business.

Benefits of Insurance for Cleaners

Protect your cleaning supplies

Keeping a selection of cleaning equipment and supplies on hand is important. Cleaners’ business insurance can help to protect your business if your products or equipment are damaged or stolen.

Covers you for potential third-party accidents

Accidents can happen despite taking precautions. Cleaner’s Insurance cover includes Public Liability Insurance which can help protect you and your business in the event of a third-party liability claim.

Provides peace of mind

No matter how careful and professional you are, there will always be unforeseen risks when carrying out cleaning work. That is why cleaner insurance can offer you the peace of mind you need to clean with confidence.

FAQs on Self-Employed Cleaners

Do I need cleaner insurance?

Many people ask: do I need insurance to employ a cleaner? Cleaners face many risks when carrying out their duties. Your expensive cleaning equipment might be stolen, or someone could slip on a floor you just polished. Whether you are a domestic or corporate cleaner, you need to be aware of any risks involved. Having cleaner insurance can reduce the risks to you and your business.

Cleaners’ insurance cover can help cover for missing cleaning supplies, third party claims, legal action and more. A customised insurance package can help keep your business running in the event things go wrong.

What is covered under a cleaners’ insurance package?

Cleaner insurance can offer cover for a number of risks:

Cover for cleaning equipment like vacuums, mops and pressure washers.
Cover for cleaning supplies like detergents, solvents and bleach.
Claims made by a third party due to injury or property damage.
Compensation claims made by employees if they are injured on the job.
Costs associated with legal action.

What is not covered under cleaner insurance?

Insurance policies such as a dry cleaner’s insurance program are designed to only cover you for your work as a cleaner. It is not designed to cover you for any cleaning products or supplies used for personal use at home. Unless you use your own supplies and equipment as part of your business, they may not be included under cleaner insurance.

Not every cleaner insurance policy covers the same types of risks. For example, one policy may cover loss of cleaning equipment but may not offer cover you for legal issues. To make sure you are getting what you need out of your cleaner insurance policy, check what it covers before you make a purchase.

When looking at cleaners’ insurance quotes, you need to consider how much each policy will cover you for. The more risks a policy covers you for, the higher the overall premium cost.

While the initial price may seem high, not having to pay out of pocket for any claims will be hugely beneficial. We recommend buying a policy that covers you for all the risks you could be exposed to while cleaning.