Window cleaner

Window Cleaner Insurance

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FAQs on Self-Employed Window Cleaners

Do I need window cleaner insurance?

As a window cleaner, you can face many risks when performing your duties. You may have your cleaning equipment stolen or damaged, or perhaps you accidentally damage a window while cleaning. Whether you mainly clean residential or commercial windows, you need to be aware of any potential hazards. Having window cleaner insurance will reduce the overall risk to your business.

Window cleaner insurance can offer you cover for missing equipment, third party claims, legal action and more. To keep your window cleaning business safe you should consider purchasing window cleaner insurance cover.

What is covered under window cleaner insurance?

Window cleaner insurance can offer cover for a number of risks:

  • Cover for window cleaning equipment like ladders and brushes.
  • Cover for window cleaning supplies like soap and detergents.
  • Cover for work assets such as laptops and phones.
  • Claims made by a third party due to injury or property damage.
  • Compensation claims made by employees if they are injured on the job.
  • Costs associated with legal action.
  • Action taken against you by dissatisfied clients.

What is not covered under window cleaner insurance?

Window cleaner insurance is designed to only cover you for your work as a window cleaner. As such, it is not designed to cover you for any cleaning products or supplies used for personal use at home. Unless you use your own supplies and equipment as part of your business activities, they may not be included under window cleaner insurance.

That said, not every window cleaner insurance policy covers the same types of risks. For example, one policy may cover loss of cleaning assets but may not offer cover for legal issues. To ensure you are getting what you need out of your window cleaner insurance policy, carefully check what it covers before you make a purchase.

How much is window cleaner insurance?

When looking at window cleaners insurance quotes, you need to consider how much each policy will cover you for. The more risks a policy covers you for, the higher the overall cost will be.

While the initial window cleaner insurance price may seem high, not having to pay out of pocket for any claims will be hugely beneficial. Therefore, we recommend purchasing a policy that covers you for all the risks you could be exposed to while cleaning windows.

What should I know when shopping around for window cleaner insurance?

For window cleaner insurance you should always thoroughly read through the policy for each window cleaner insurance company you visit. Note down what is covered in each policy and what they exclude. If you find that a certain risk is missing, ask the agency if they can slot it in and for how much.

Get quotes from as many agencies as you can in order to make an informed comparison. Make sure to check the online reviews for each agency to find out how reliable they are as well. Ultimately, choose the policy that gives you the coverage you need to protect your window cleaning business.

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