Every window cleaner needs a selection of cleaning equipment and supplies on hand to get the job done. If any of these assets go missing window cleaner insurance can cover the cost of any replacements so you are not left out of pocket.
When working on risky jobs such as high-rise buildings, accidents can happen at any time. You could slip and fall or drop something on a person below. In such cases, window cleaner insurance can take care of any medical fees or claims.
Perhaps in the process of window cleaning, you break a window or you drop your bucket, and it damages a car below. Window cleaner insurance offers cover so that you won’t need to pay out of your own pocket for any claims for damaged property.
No matter how careful and professional you try to be, there are always unforeseen risks when performing window cleaning work. That is why window cleaner insurance can provide you with peace of mind you need to focus on your job.
Do I need window cleaner insurance?
As a window cleaner, you can face many risks when performing your duties. You may have your cleaning equipment stolen or damaged, or perhaps you accidentally damage a window while cleaning. Whether you mainly clean residential or commercial windows, you need to be aware of any potential hazards. Having window cleaner insurance will reduce the overall risk to your business.
Window cleaner insurance can offer you cover for missing equipment, third party claims, legal action and more. To keep your window cleaning business safe you should consider purchasing window cleaner insurance cover.
What is covered under window cleaner insurance?
Window cleaner insurance can offer cover for a number of risks:
What is not covered under window cleaner insurance?
Window cleaner insurance is designed to only cover you for your work as a window cleaner. As such, it is not designed to cover you for any cleaning products or supplies used for personal use at home. Unless you use your own supplies and equipment as part of your business activities, they may not be included under window cleaner insurance.
That said, not every window cleaner insurance policy covers the same types of risks. For example, one policy may cover loss of cleaning assets but may not offer cover for legal issues. To ensure you are getting what you need out of your window cleaner insurance policy, carefully check what it covers before you make a purchase.
How much is window cleaner insurance?
When looking at window cleaners insurance quotes, you need to consider how much each policy will cover you for. The more risks a policy covers you for, the higher the overall cost will be.
While the initial window cleaner insurance price may seem high, not having to pay out of pocket for any claims will be hugely beneficial. Therefore, we recommend purchasing a policy that covers you for all the risks you could be exposed to while cleaning windows.
What should I know when shopping around for window cleaner insurance?
For window cleaner insurance you should always thoroughly read through the policy for each window cleaner insurance company you visit. Note down what is covered in each policy and what they exclude. If you find that a certain risk is missing, ask the agency if they can slot it in and for how much.
Get quotes from as many agencies as you can in order to make an informed comparison. Make sure to check the online reviews for each agency to find out how reliable they are as well. Ultimately, choose the policy that gives you the coverage you need to protect your window cleaning business.
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