
Building maintenance is a fast growing industry. However, those in the business may recognize the sometimes precarious problems that can arise. Key among these is the need to protect your workers from situations that can occur on the job site.

If your company handles administrative services, you'll find there is significant concern regarding the handling of documents that contain personal information on both customers and employees.

In either case, your company will be working in and for another business. As a company contracted to do work for others, certain types of insurance should help protect you and your employees when and if claims against your business arise. With so many unknown variables, finding the correct insurance policies to purchase can be difficult. Read on to understand what coverage you need.



Administrative Services and Building Maintenance


The Agriculture, Forestry, Fishing and Hunting industry is an extremely important part of the U.S. economy. This industry only comprises 1% of the entire U.S. workforce but helps generate over $800 billion for the economy every year. 

Work in this industry does come with some noteworthy risks, however. Agriculture and related industries involve hands-on work, some of which place agricultural workers and business owners into sometimes dangerous situations. 

Many insurance policies are standard within this particular industry. Business owners in the agriculture industry should consider all of the possible policies that could be beneficial for their companies and their employees.



Agriculture, Forestry, Fishing and Hunting


Few industries are as important as the construction industry. Construction workers, managers, and companies make it possible to do business, live, and get from place to place. 

Construction can be a high-risk career path. From dangerous tools to dangerous heights, there are an almost countless number of ways one can get injured while performing construction work. While few industries take safety procedures as seriously as construction, accidents can and do still occur.

All construction companies need to purchase several types of insurance. To simplify the process, read on to discover the insurance policies most relevant to the construction industry.



Construction


Consultants operate across every industry, providing their knowledge and experience to companies who work in education, finance, construction, food services, and everything in between. As experts in their respective fields, consultants are often called upon at the drop of a hat.

This creates several insurance needs for those who have made consulting their life's work. Providing advice can be extremely rewarding, but it carries its own risks. Given how in-demand consultants are these days, travel is extremely common, as is having a large number of clients coming in and out of the office.

Navigating the specific insurance needs is difficult for consultants. With such a crazy schedule, consultants often lack the time to find the right insurance. This page will help a consultant better understand their needs. 

Read on to discover the type of insurance consultants should purchase.



Consultants


As a contractor, you may work on a variety of different projects. You and your staff might even be working on more than one project at a time, increasing your risk and need for the right insurance coverage. 

Protecting yourself and your business is key to a long and successful career, doing what you love. 

Finding the right insurance for your business can be confusing, let us help. Read on to understand what coverage you need.



Contractors


As an educator, you're constantly busy spreading your knowledge to students of all sorts. Though rewarding, the stress of educating cannot go unnoticed. If you factor in the potential for any number of troubling situations, from natural disasters to lawsuits, the reality of teaching is a much harsher one. But don't worry, we are here to help you make some of your tough decisions.

Educational Service Insurance is here to protect you from a vast variety of potential situations that could damage you, your business, your loved ones, your customers or employees, or your reputation. Though it may initially be overwhelming, the many options for insurance work only in your, and your business' favor. 

Read on to understand what kind of insurance you may need. 



Education


Like many industries, the finance and insurance industry provides valuable services to millions of customers. Those who work in this industry know the risks that come with handling finances.

Both financial and insurance companies should also be aware of the dangers that can occur while doing business in the 21st century. The best solution is to purchase insurance policies that will secure against many different types of claims.

Read on to understand what insurance you may need. 



Finance and Insurance


If you own a business in the thriving Food Services & Accommodation industry, you'll need a comprehensive insurance policy that protects you from industry-specific risks and hazards.

From an employee slipping on a wet kitchen floor to a customer falling ill due to food consumed at your restaurant or a natural disaster or fire forcing you to close up shop temporarily, there are numerous risks inherent to the Food Services & Accommodation industry.

Read on to find out more about the risks associated with the food and accommodation industry. 



Food and Accommodation


Few industries are as emotionally and physically demanding as the healthcare industry. Every day, healthcare professionals choose to put themselves and their careers on the line in order to save lives. While this profession has long been respected, it has increasingly become one where health workers experience legal challenges.

Lawsuits against practicing healthcare professionals have become commonplace. This leaves many in potentially sticky situations. The result is a strong need for healthcare professionals to purchase various types of insurance. While it is unlikely that any doctor would desire to do harm to his or her patients, the legal expense of protecting oneself in court from claims of misdeeds can be extremely high. Likewise, losing a legal defense could be enough to put a private practice out of business.

Health workers should consider an array of insurance options. Not only to protect themselves but also any nurses and other individuals that they employ.

Read on to learn more about the insurance both you and your practice need.



Healthcare


Those responsible for the management of companies are in a unique position. Much of this is because this industry does not produce any goods or provide any services. However, as a management company often holds a majority share of stocks in different companies, the associated benefits (and risks) reside in the stock market. Although the purpose of the company is to limit certain risks associated with direct business ownership, these businesses are not wholly hazard-free ventures.

Owners and operators who specialize in this industry are typically aware of the risks involved with managing a majority of the shares in different companies. With the ability to decide on the direction of owned companies, directors and officers in this industry must be conscious of what problems may arise as a result of that authority.

There are a limited number of insurance needs that are particular to management companies. We can help owners and managers of these companies better understand their insurance product needs. Read on to discover the specific insurance needs of this industry.



Management of Companies

Management of Companies and Enterprises


Insurance can provide protection for a variety of risks within a manufacturing business. Some of the most common areas of coverage for manufacturers insurance include Commercial Auto Insurance, Workers Compensation, and General Liability. The idea behind having insurance is to protect the business from things like lawsuits, loss of personal and commercial property, and even damage to buildings. 

Read on to understand what insurance you need for your manufacturing business. 



Manufacturing


Nonprofit associations play an important role in today's society. Public and private partnerships often rely heavily on nonprofit organizations to reach communities and meet the needs of those communities through programs, fundraising and more.

Nonprofits are operated similarly to any private business. Although identified differently by the IRS for tax purposes, all nonprofit associations must still report earnings and follow the same laws required of any business.

Any company that is in the nonprofit sector will need various forms of insurance that match up with the same types of insurance common among private businesses. 

Read on to see what type of insurance your business may need. 



Nonprofits

Other


Several business types just don't fall under a traditional title. All of these businesses are unique and have unique insurance needs. For example, a personal trainer may need Professional Liability Insurance to mitigate the risk of offering advice to clients, who may end up injured, while a Handyman will need Workers Compensation Insurance to mitigate the risk of injury while on the job. 

Read on to learn more about the insurance needs for these diverse business types. 



Other Services


Professional, scientific and technical services are an extremely broad industry. If you're a tax accountant, lawyer, architect, scientific researcher, or do work in any field related to these, your services fall under this title. This means that you are often tasked with important, sometimes difficult and sensitive assignments for clients in both the public and private sectors.

You will also find that doing business in this industry comes with great reward, but also a number of risks to your businesses, your employees or yourself. Depending on the nature of the services you offer, you may be liable for a myriad of different claims, many of which relate specifically to the handling of private information.

Thankfully, insurance policies exist and they will help protect you and your business from a majority of claims common in this industry.

Read on to understand what risks are associated with your industry and how insurance may help. 



Professional, Scientific and Technical Services


Whether your job in real estate focuses on buying or selling, working with clients is at the heart of the industry. A real estate agent can easily interact with hundreds of clients during any given month, providing multiple types of services.

However, real estate agents possess specific insurance challenges that are wholly unique to the industry. Agents must deal with legal documents, private client information, travel and the risks that come with providing professional advice. Despite the many advantages that make this industry attractive, real estate agents have a duty to protect themselves and their clients.

There are any number of insurance policies that real estate agents might consider. We can help agents focus in on the most important and valuable types for this specific industry. 

Read on to learn about the insurance best suited for real estate agents and their businesses.



Real Estate


As the demand for real estate increases, the property management business in the United States has grown rapidly to fit meet that demand.

However, as financially advantageous as property management can be, there are recognizable risks involved in working within this industry. Much of the income potential for rentals and leasing companies relies heavily on trusting tenants to pay their rent.

In order to help cover the risks involved with property management, managers should consider various insurance types. Obtaining the right insurance is a key method making sure your company sticks avoids any unexpected stumbling blocks.

Keep reading to learn more about the best insurance for your business.



Rentals and Leasing


As a retailer, you offer products to consumers. You may focus on one type of product or a variety. You likely already take some basic precautions such as locking up the cash register at night and the store, but if you do not have some basic insurance policies, you may be leaving your company at risk.

Knowing what you need and finding the right coverage can be time-consuming as well as confusing. We can help you find the right coverage for your business. Continue reading to see what is common for retail trade businesses. 

Read on to understand what kind of insurance you may need. 



Retail

Retail Trade


The sports, arts, and recreation industries include anyone who specializes in recreational activities. Sports, for example, are usually defined as any physical activity that is both competitive and physical. However, the definition of what constitutes a sport continues to expand, now including such things as competitive eating and even competitive gaming. Those who work as professionals in this field can be anything from the athletes who perform the sport to managers to those who work own and operate sports-related facilities. 

Meanwhile, the arts encompass a vast number of artistic endeavors. Painting landscapes or sculpting may easily be considered art. Professionals in this field often work alone, although many art projects can involve groups of artists working together. Often artists will coordinate with engineers and architects to create public displays, as commissioned by local governments or private businesses. Many professionals in this industry also own and operate their studios or galleries, seeing a lot of foot traffic on a daily basis and selling artwork directly to customers.

Finally, recreational activities are anything that people can enjoy outside of work. While artists and athletes may enjoy their work, recreational facilities exist for people to relax. Such facilities, such as pools, gyms, and recreational centers, are often heavily utilized. Cities, in particular, will often have several forms of recreational centers, employing staff specializing in different types of recreation.

Sports, arts, and recreation have never been more popular. From table tennis to basketball, sports and recreational activities are so varied that there's something for everyone. However, no activity is without its risks. Even playing a simple game of table tennis can lead to injuries or result in something getting broken. Those who dedicate their lives to sports, arts and recreation are more likely to require insurance related to the risks involved.



Sports, Arts, Entertainment, and Recreation


Technology, media, and telecommunications businesses are focused on building and maintaining the infrastructure that supports their customer-facing services. Business owners in these fields need to make sure that their infrastructure and people are protected so that their customers receive reliable service.

A business insurance policy covering these types of companies will help you sleep better knowing that your assets are protected.

Read on to see understand what insurance you might need. 



Technology, Media and Telecommunications


If you work in the transportation and warehousing industry, then you already know that much more goes into the field than simply shipping something from one location to another. 

It is not enough to organize this shipment. You must also protect the goods both before, during, and after shipment. This is where insurance comes in. 

Read on to understand what insurance you may need. 



Transportation and Warehousing


The wholesale trade industry provides over five million jobs in the United States. Of the many wholesale trade businesses in this country, the majority are small and employ 20 or fewer workers. Each type of wholesale trade business specializes in the sale and distribution of a specific category of goods.

If you own a business within the wholesale trade industry, you might want to consider the ways in which you might safeguard your company's livelihood by obtaining an insurance policy designed to protect your specific needs in this sector.

Finding the right insurance for your business may not always seem straightforward, but we are here to help. 

Read on to learn more about what kinds of coverage your business might need.



Wholesale Trade

General Liability

This is an indication based on the information you provided. The final premium will be confirmed by your advisor and may change based on your employees' classification and your owners' payroll, as well as other applicable information. Please call us to get a final price.

Workers' Compensation

Commercial Property

Professional Liability

This is an indication based on the information you provided. The final premium will be confirmed by your advisor and may change based on your driver, claims, credit history, and other applicable information. Please call us to get a final price.

Commercial Auto

E&O - Errors & Omissions

Directors & Officers

Employment Practices Liability Insurance

Fiduciary Liability

Cyber Liability

Inland Marine

Product Liability

Special Events

Liquor Liability

Medical Malpractice

Ocean Marine

Health Insurance

Hired & Non-Owned Auto

Business Interruption

Equipment Breakdown

Garage Liability

Disability Insurance

Pollution Liability

Crime Liability

Employee Benefits Liability

Surety Bond

Fidelity Bond

Life & AD&D

Special Risk

Product Recall/Extortion

Condemnation Coverage

Storage Tank Coverage

Management Liability

Equipment Floater

Miscellaneous Commercial Floater

Flood Insurance

Product Recall (Bermuda Only)

Miscellaneous Benefits

Foreign Workers Compensation - Excess

Blanket Accident

E&O - Contractors & Design Professionals

Credit Insurance

Intellectual Property Liability

Physicians & Surgeons Floater

Accounts Receivable/Valuable Papers

Airline Liability War

Charterers Liability - Marine

Aviation - Spares Coverage

Earthquake Coverage

Installation Floater

Group Accident

Windstorm Coverage

Aviation Insurance - Excess

Managed Care Liability

Advantage Boiler & Machinery

Inland Transit

Difference in Conditions - Excess

Professional Liability - Excess

Employer's Liability - Excess

Crime Liability - Excess

Owners & Contractors Protective Liab

Cargo Stock Throughput - Marine

Directors & Officers Run-Off

Property Floater

Environmental Insurance

Jeweler's Block

E&O - Technology - Excess

Occupational Accident

Directors & Officers Side A

Long Term Care Liability

Inland Domestic Transit

Representation and Warranties

Railroad Property

Railroad Liability

Cargo Marine Package

Medical Professional Liability

Cyber Liability - Excess

E&O - Architects & Engineers Professional Liability

Marine Multi-Liability

Media Professional Liability

Wrap-Up/OCIP General Liability

Miscellaneous Surety Bonds

Maritime Employers Liability - Excess

Travel Accident

Workers Compensation - Excess

Self-Insured Workers Compensation Bond

Court Bond

Fiduciary Liability - Excess

Fiduciary Bond

Directors & Officers - Excess

USL&H WC-Marine

E&O - Technology

Bumbershoot Liability - Marine

Non-ownership Liability

Inland Marine Reinsurance

Glass & Sign Coverage

Directors & Officers Side A DIC - Excess

Employment Practices Liability Insurance - Excess

Lawyers Professional Liability

Defense Base Act

eKomi Image

stars

<?xml version="1.0" encoding="UTF-8"?>
<svg width="215px" height="21px" viewBox="0 0 215 21" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
    <title>50280228-E1F7-41BD-982B-D1EFF21E99E8</title>
    <g id="BASELINE-MOBILE" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd">
        <g id="Mobile---Home---France" transform="translate(-24.000000, -6352.000000)" fill="#FFFFFF" fill-rule="nonzero">
            <g id="Modules-/-Mobile-/-Cross-/-Footer-/-France" transform="translate(0.000000, 6320.000000)">
                <g id="Elements-/-Logos-/-CW" transform="translate(24.000000, 32.000000)">
                    <path d="M86.0022023,7.1860028 L88.0293964,12.5750316 C88.4742552,13.8051734 88.7501761,14.6932765 88.8571674,15.2393675 L88.9247405,15.2393675 C88.9979451,14.9462028 89.1513909,14.4446689 89.3850826,13.7347506 L89.4746462,13.4671417 C89.7826085,12.5574353 90.5171695,10.463738 91.678346,7.1860028 L93.1818483,7.1860028 L89.2034797,17.9468155 C88.8093011,19.0102559 88.3489637,19.7647124 87.8224537,20.2102077 C87.2959437,20.6557029 86.649782,20.8784472 85.8839493,20.8784472 C85.4559839,20.8784472 85.033656,20.8295872 84.6169529,20.7318656 L84.6169529,19.5850803 C84.9266647,19.6540602 85.2729736,19.6885497 85.6558899,19.6885497 C86.618812,19.6885497 87.3057987,19.1367186 87.7168707,18.03304 L88.2321159,16.6879384 L84.4986999,7.1860028 L86.0022023,7.1860028 Z M104.104376,4.8915002 C105.890045,4.8915002 107.409763,5.53332016 108.66353,6.85707383 L107.181805,8.78253371 C106.155995,7.81980377 105.130186,7.37855255 104.066383,7.37855255 C103.040574,7.37855255 102.128743,7.73957628 101.330891,8.46162373 C100.571032,9.18367119 100.191102,10.1464011 100.191102,11.3096998 C100.191102,12.4729985 100.571032,13.4357284 101.330891,14.2380034 C102.09075,15.0402783 103.040574,15.4414158 104.142369,15.4414158 C105.244165,15.4414158 106.307967,14.9199371 107.295784,13.8368659 L108.777509,15.5216433 C107.295784,17.0459657 105.624094,17.8081269 103.724447,17.8081269 C102.052757,17.8081269 100.647018,17.2064207 99.4692362,16.043122 C98.2914548,14.8397096 97.6835676,13.3153872 97.6835676,11.3899273 C97.6835676,9.46446742 98.2914548,7.90003127 99.5452221,6.69661884 C100.798989,5.49320642 102.318708,4.8915002 104.104376,4.8915002 Z M115.464268,4.85138646 C117.249937,4.85138646 118.731662,5.49320642 119.947437,6.73673259 C121.125218,7.98025876 121.733105,9.50458117 121.733105,11.3096998 C121.695112,13.1549322 121.125218,14.6792546 119.909444,15.9227808 C118.731662,17.2064207 117.249937,17.8081269 115.464268,17.8081269 C113.6786,17.8081269 112.196875,17.1663069 110.9811,15.9227808 C109.765326,14.6792546 109.195432,13.1549322 109.195432,11.3096998 C109.195432,9.50458117 109.803319,7.98025876 110.9811,6.73673259 C112.158882,5.49320642 113.6786,4.85138646 115.464268,4.85138646 Z M140.197679,4.85138646 C141.831376,4.85138646 143.199122,5.37286517 144.338911,6.41582261 C145.478699,7.45878004 146.048593,8.86276121 146.048593,10.6678798 L146.048593,12.5131122 L136.664335,12.5131122 C136.740321,13.4357284 137.12025,14.1577759 137.842116,14.7193683 C138.563982,15.2809608 139.399827,15.561757 140.349651,15.561757 C141.831376,15.561757 142.971164,15.0803921 143.731023,14.0775484 L145.174756,15.722212 C143.882995,17.1261932 142.211305,17.8081269 140.159686,17.8081269 C138.487996,17.8081269 137.082257,17.2064207 135.904476,16.043122 C134.726694,14.8798233 134.194793,13.3153872 134.194793,11.3096998 C134.194793,9.34412618 134.80268,7.77969002 135.980462,6.61639135 C137.158243,5.45309267 138.563982,4.85138646 140.197679,4.85138646 Z M179.555716,4.77353595 C180.961455,4.77353595 182.101244,5.13455968 182.975082,5.89672088 C183.84892,6.65888208 184.304835,7.82218076 184.304835,9.42673066 L184.304835,17.4895939 L182.025258,17.4895939 L182.025258,15.8048165 C181.037441,17.0483427 179.707688,17.6901626 178.073991,17.6901626 C176.820224,17.6901626 175.794414,17.3291389 174.996562,16.5669777 C174.19871,15.8449303 173.780788,14.8420866 173.780788,13.5985604 C173.780788,12.3550342 174.19871,11.432418 175.072548,10.8307118 C175.946386,10.2290056 177.124167,9.90809563 178.5679,9.90809563 L181.7973,9.90809563 L181.7973,9.42673066 C181.7973,7.74195326 180.923462,6.93967832 179.175787,6.93967832 C178.073991,6.93967832 176.934203,7.38092954 175.718428,8.22331823 L174.616633,6.57865459 C176.060365,5.37524216 177.694062,4.77353595 179.555716,4.77353595 Z M200.261874,4.7334222 C201.895571,4.7334222 203.263317,5.25490092 204.403106,6.29785836 C205.542894,7.34081579 206.112789,8.74479695 206.112789,10.5499156 L206.074796,12.395148 L196.766523,12.395148 C196.842509,13.3177642 197.222438,14.0398116 197.944304,14.6014041 C198.66617,15.1629965 199.502015,15.4437928 200.451839,15.4437928 C201.933564,15.4437928 203.073353,14.9624278 203.833212,13.9595841 L205.276944,15.6042478 C203.985183,17.0082289 202.313494,17.6901626 200.261874,17.6901626 C198.590184,17.6901626 197.184445,17.0884564 196.006664,15.9251578 C194.828882,14.7618591 194.258988,13.1974229 194.258988,11.1917355 C194.258988,9.18604817 194.866875,7.66172577 196.044657,6.49842709 C197.222438,5.33512842 198.628177,4.7334222 200.261874,4.7334222 Z M210.140041,1.00284369 L210.140041,4.93399094 L213.255463,4.93399094 L213.255463,7.06001956 L210.140041,7.06001956 L210.140041,13.4381054 C210.140041,14.0398116 210.292013,14.5211766 210.595957,14.8822003 C210.8999,15.243224 211.317823,15.403679 211.849724,15.403679 C212.381625,15.403679 212.913527,15.1228828 213.407435,14.5612903 L214.433245,16.4466365 C213.559407,17.2890252 212.57159,17.6901626 211.507788,17.6901626 C210.443985,17.6901626 209.532154,17.2890252 208.772295,16.526864 C208.012436,15.7647028 207.632507,14.6816316 207.632507,13.3578779 L207.632507,7.06001956 L206.150782,7.06001956 L206.150782,4.93399094 L207.632507,4.93399094 L207.632507,1.00284369 L210.140041,1.00284369 Z M153.913134,4.8915002 L153.951127,7.57912129 C153.951127,7.53900754 153.875141,7.53900754 153.837148,7.53900754 C152.583381,7.53900754 151.67155,7.98025876 151.02567,8.82264746 C150.417783,9.66503616 150.075846,10.8283348 150.075846,12.232316 L150.075846,17.6075582 L147.568311,17.6075582 L147.568311,5.05195519 L150.075846,5.05195519 L150.075846,7.57912129 C150.493769,6.77684634 151.02567,6.13502638 151.709543,5.65366141 C152.393416,5.13218269 153.153275,4.8915002 153.913134,4.8915002 Z M124.202647,5.05195519 L127.811568,14.557 L131.421308,5.05195519 L134.004828,5.05195519 L129.255709,17.6075582 L126.368245,17.6075582 L121.581133,5.05195519 L124.202647,5.05195519 Z M157.253854,4.93399094 L160.217304,14.4409491 L163.180755,4.93399094 L165.764275,4.93399094 L168.727725,14.4409491 L171.691176,4.93399094 L174.274696,4.93399094 L170.171458,17.4895939 L167.321986,17.4895939 L164.510508,8.90525194 L161.623044,17.4895939 L158.773572,17.4895939 L154.670334,4.93399094 L157.253854,4.93399094 Z M193.081207,5.08038056e-13 L193.081207,17.4895939 L190.573672,17.4895939 L190.573672,5.08038056e-13 L193.081207,5.08038056e-13 Z M188.636031,5.08038056e-13 L188.636031,17.4895939 L186.128497,17.4895939 L186.128497,5.08038056e-13 L188.636031,5.08038056e-13 Z M54.4217169,7.01355388 C55.5817283,7.01355388 56.4995876,7.40299713 57.1753223,8.18189533 C57.8510571,8.96079352 58.1889194,9.98829141 58.1889194,11.2644198 L58.1889194,12.1697767 L51.8117044,12.1697767 C51.83986,13.2792036 52.1143732,14.1213207 52.6352521,14.6961534 C53.1561309,15.270986 53.8895737,15.558398 54.8356024,15.558398 C55.8323112,15.558398 56.8177429,15.3457131 57.7919272,14.920337 L57.7919272,16.196459 C57.2963884,16.4148954 56.8276044,16.5715349 56.3855613,16.6663823 C55.9435181,16.7612297 55.4099772,16.8086527 54.7849225,16.8086527 C53.4165596,16.8086527 52.336808,16.3832829 51.5456352,15.5325306 C50.7544624,14.6817784 50.3588819,13.5005151 50.3588819,11.9887053 C50.3588819,10.4653989 50.7263072,9.25539435 51.4611688,8.35865547 C52.1960303,7.46191659 53.1828698,7.01355388 54.4217169,7.01355388 Z M76.7700221,3.21967759 L76.7700221,6.47896222 C76.7700221,7.20899964 76.747498,7.86429899 76.702449,8.44487993 L76.7700221,8.44487993 C77.4232324,7.50215444 78.3917711,7.03079877 79.6756671,7.03079877 C80.8919897,7.03079877 81.8365964,7.45473146 82.5095156,8.30260957 C83.1824349,9.15048768 83.5188894,10.3504328 83.5188894,11.9024808 C83.5188894,13.4545289 83.1796193,14.6602222 82.501069,15.519597 C81.8225187,16.3789717 80.8807275,16.8086527 79.6756671,16.8086527 C79.073137,16.8086527 78.5227029,16.6951249 78.0243485,16.468066 C77.5259941,16.2410072 77.1078895,15.8918016 76.7700221,15.4204388 L76.6686624,15.4204388 L76.37303,16.6362037 L75.3678795,16.6362037 L75.3678795,3.21967759 L76.7700221,3.21967759 Z M13.9622999,7.01355388 C15.2574582,7.01355388 16.2865305,7.45329423 17.0495477,8.33278813 C17.8125648,9.21228203 18.1940677,10.4021677 18.1940677,11.9024808 C18.1940677,13.4430322 17.8139726,14.6458514 17.053771,15.5109745 C16.2935694,16.3760976 15.2433807,16.8086527 13.9031734,16.8086527 C13.0753983,16.8086527 12.3405477,16.6103384 11.6985997,16.2137039 C11.0566517,15.8170694 10.5611203,15.2479936 10.2119906,14.5064596 C9.86286102,13.7649255 9.68829882,12.8969412 9.68829882,11.9024808 C9.68829882,10.3619294 10.0655784,9.16198433 10.8201489,8.30260957 C11.5747194,7.44323481 12.6220926,7.01355388 13.9622999,7.01355388 Z M37.6551318,7.01355388 C38.8151431,7.01355388 39.7330024,7.40299713 40.4087372,8.18189533 C41.084472,8.96079352 41.4223343,9.98829141 41.4223343,11.2644198 L41.4223343,12.1697767 L35.0451193,12.1697767 C35.0732749,13.2792036 35.347788,14.1213207 35.8686669,14.6961534 C36.3895458,15.270986 37.1229886,15.558398 38.0690173,15.558398 C39.065726,15.558398 40.0511578,15.3457131 41.0253421,14.920337 L41.0253421,16.196459 C40.5298033,16.4148954 40.0610193,16.5715349 39.6189761,16.6663823 C39.176933,16.7612297 38.6433921,16.8086527 38.0183374,16.8086527 C36.6499745,16.8086527 35.5702228,16.3832829 34.77905,15.5325306 C33.9878772,14.6817784 33.5922968,13.5005151 33.5922968,11.9887053 C33.5922968,10.4653989 33.9597221,9.25539435 34.6945836,8.35865547 C35.4294452,7.46191659 36.4162847,7.01355388 37.6551318,7.01355388 Z M68.2066373,3.21967759 L68.2066373,16.6362037 L67.0663406,16.6362037 L66.8805144,15.3687042 L66.8044947,15.3687042 C66.1569155,16.3286746 65.1883769,16.8086527 63.8988497,16.8086527 C62.6881582,16.8086527 61.746367,16.386157 61.0734478,15.5411531 C60.4005286,14.6961491 60.064074,13.494767 60.064074,11.9369706 C60.064074,10.3791742 60.4019364,9.16916972 61.0776711,8.3069208 C61.7534059,7.44467187 62.6937893,7.01355388 63.8988497,7.01355388 C65.1545901,7.01355388 66.1174977,7.47916131 66.7876014,8.41039015 L66.8974077,8.41039015 L66.8382812,7.72921691 L66.8044947,7.06528855 L66.8044947,3.21967759 L68.2066373,3.21967759 Z M3.20127747,4.03018752 C6.28713291,4.03018752 7.8300375,5.25456263 7.8300375,7.70334957 C7.8300375,8.97947797 7.40348632,9.96098994 6.55037117,10.6479149 C5.69725603,11.3348399 4.47672841,11.6782972 2.8887517,11.6782972 L1.43592921,11.6782972 L1.43592921,16.6362037 L-4.26325641e-14,16.6362037 L-4.26325641e-14,4.03018752 L3.20127747,4.03018752 Z M48.0360553,7.01355388 C48.4471273,7.01355388 48.8159603,7.04804332 49.1425654,7.11702323 L48.9482927,8.44487993 C48.5653763,8.35865504 48.227514,8.31554324 47.9346956,8.31554324 C47.1857562,8.31554324 46.5452256,8.6259482 46.0130844,9.24676742 C45.4809433,9.86758665 45.2148767,10.6407249 45.2148767,11.5662054 L45.2148767,16.6362037 L43.8127341,16.6362037 L43.8127341,7.1860028 L44.9699241,7.1860028 L45.1304103,8.93635936 L45.1979834,8.93635936 C45.5414819,8.32128846 45.9553633,7.84705867 46.4396399,7.51365575 C46.9239164,7.18025284 47.4560496,7.01355388 48.0360553,7.01355388 Z M20.8294201,7.1860028 C21.4263192,9.5600615 21.8810255,11.367883 22.1935529,12.6095214 C22.5060802,13.8511599 22.6848657,14.6875288 22.7299147,15.1186532 L22.7974878,15.1186532 C22.8594302,14.7909986 22.9593811,14.3670659 23.0973436,13.8468424 C23.2353061,13.3266189 23.3549657,12.9141827 23.4563259,12.6095214 L25.154101,7.1860028 L26.6744967,7.1860028 L28.3300386,12.6095214 C28.6453815,13.5982335 28.8593609,14.4288542 28.9719834,15.1014083 L29.0395565,15.1014083 C29.062081,14.8944686 29.1226147,14.5754413 29.2211593,14.1443168 C29.319704,13.7131924 29.9067398,11.3937775 30.9822843,7.1860028 L32.4351068,7.1860028 L29.8757741,16.6362037 L28.2117856,16.6362037 L26.5140105,11.0919709 C26.4070191,10.7528196 26.2071173,9.9825555 25.9142989,8.78115533 L25.8467257,8.78115533 C25.6214808,9.78711241 25.4243944,10.5631248 25.2554607,11.1092158 L23.5070058,16.6362037 L21.8852504,16.6362037 L19.3597044,7.1860028 L20.8294201,7.1860028 Z M79.4729477,8.22931878 C78.5156568,8.22931878 77.8258546,8.50954548 77.4035203,9.07000728 C76.9811861,9.63046908 76.7700221,10.5746175 76.7700221,11.9024808 C76.7700221,13.2303442 76.9868171,14.1802408 77.4204136,14.7521993 C77.8540101,15.3241577 78.5494434,15.6101327 79.5067343,15.6101327 C80.3682961,15.6101327 81.0102345,15.2896683 81.4325687,14.6487299 C81.854903,14.0077915 82.0660669,13.0866361 82.0660669,11.8852359 C82.0660669,10.6550941 81.854903,9.73824987 81.4325687,9.13467562 C81.0102345,8.53110138 80.357034,8.22931878 79.4729477,8.22931878 Z M64.0593359,8.21207389 C63.2371919,8.21207389 62.6079234,8.5382865 62.1715113,9.19072152 C61.7350993,9.84315654 61.5168965,10.764312 61.5168965,11.9542155 C61.5168965,13.161364 61.7336915,14.07246 62.167288,14.6875309 C62.6008845,15.3026018 63.2371918,15.6101327 64.0762292,15.6101327 C65.0335201,15.6101327 65.7275456,15.3442766 66.1583265,14.8125564 C66.5891074,14.2808362 66.8044947,13.4229114 66.8044947,12.2387562 L66.8044947,11.9369706 C66.8044947,10.5976106 66.5862919,9.64196573 66.1498799,9.07000728 C65.7134678,8.49804882 65.0166268,8.21207389 64.0593359,8.21207389 Z M13.9200667,8.22931878 C13.0021936,8.22931878 12.3095758,8.53684962 11.8421926,9.15192051 C11.3748094,9.76699141 11.1411213,10.6838357 11.1411213,11.9024808 C11.1411213,13.1096293 11.3776249,14.0293477 11.8506393,14.6616636 C12.3236536,15.2939795 13.0190869,15.6101327 13.9369599,15.6101327 C14.854833,15.6101327 15.551674,15.2954165 16.0275039,14.6659748 C16.5033338,14.0365331 16.7412452,13.1153776 16.7412452,11.9024808 C16.7412452,10.7010807 16.5033338,9.78854757 16.0275039,9.16485418 C15.551674,8.5411608 14.849202,8.22931878 13.9200667,8.22931878 Z M181.7973,11.7934418 L178.985822,11.7934418 C177.200153,11.7934418 176.288323,12.395148 176.288323,13.5985604 C176.288323,14.2002666 176.51628,14.6816316 176.972196,15.0025416 C177.428111,15.3234515 178.035998,15.4839065 178.83385,15.4839065 C179.631702,15.4839065 180.315575,15.243224 180.923462,14.7618591 C181.493357,14.2804941 181.7973,13.6386741 181.7973,12.8363992 L181.7973,11.7934418 Z M115.464268,7.21809756 C114.362473,7.21809756 113.488635,7.61923503 112.766769,8.38139624 C112.044903,9.14355744 111.702966,10.1464011 111.702966,11.3498135 C111.702966,12.553226 112.044903,13.5560697 112.766769,14.3182309 C113.488635,15.0803921 114.362473,15.4815295 115.464268,15.4815295 C116.566064,15.4815295 117.439902,15.0803921 118.161768,14.3182309 C118.883634,13.5560697 119.22557,12.553226 119.22557,11.3498135 C119.22557,10.1464011 118.883634,9.14355744 118.161768,8.38139624 C117.439902,7.61923503 116.566064,7.21809756 115.464268,7.21809756 Z M37.6382385,8.21207389 C36.8949302,8.21207389 36.3022634,8.4592482 35.8602203,8.95360425 C35.4181771,9.4479603 35.1577416,10.1320009 35.0789058,11.0057464 L39.9188319,11.0057464 C39.9188319,10.1032592 39.7217456,9.41203337 39.327567,8.93204814 C38.9333884,8.4520629 38.3702845,8.21207389 37.6382385,8.21207389 Z M54.4048236,8.21207389 C53.6615154,8.21207389 53.0688486,8.4592482 52.6268054,8.95360425 C52.1847623,9.4479603 51.9243267,10.1320009 51.845491,11.0057464 L56.6854171,11.0057464 C56.6854171,10.1032592 56.4883307,9.41203337 56.0941521,8.93204814 C55.6999735,8.4520629 55.1368696,8.21207389 54.4048236,8.21207389 Z M140.235672,7.13787006 C139.323841,7.13787006 138.487996,7.4186663 137.76613,8.02037251 C137.006271,8.62207872 136.664335,9.42435367 136.664335,10.4271974 L143.503066,10.4271974 C143.503066,9.38423992 143.199122,8.54185123 142.553242,7.98025876 C141.907362,7.4186663 141.147503,7.13787006 140.235672,7.13787006 Z M3.04079126,5.2976871 L1.43592921,5.2976871 L1.43592921,10.4194201 L2.72826549,10.4194201 C4.00089931,10.4194201 4.92157412,10.2096093 5.49031755,9.78998153 C6.05906098,9.37035372 6.34342844,8.69780965 6.34342844,7.77232914 C6.34342844,6.93882184 6.0759541,6.31801193 5.54099741,5.90988078 C5.00604072,5.50174962 4.172647,5.2976871 3.04079126,5.2976871 Z M200.33786,7.01990581 C199.426029,7.01990581 198.590184,7.30070204 197.868318,7.90240825 C197.146452,8.50411447 196.766523,9.30638942 196.766523,10.3092331 L203.605254,10.3092331 C203.605254,9.26627567 203.30131,8.42388697 202.65543,7.86229451 C202.047543,7.30070204 201.249691,7.01990581 200.33786,7.01990581 Z" id="Powered"></path>
                </g>
            </g>
        </g>
    </g>
</svg>

footer-logo

DCS - Legal CW Footer

Startup CNBC

New Aon Logo

DCS - Legal Pages Header

Welcome to the CoverWallet portal for submitting California Consumer Privacy Act of 2018 ("CCPA") requests. Under the CCPA, California residents are provided certain rights in relation to their personal information. For more information about your rights and our data practices relating to your personal information, please review our Privacy Policy [here](/en-us/dcs/privacy-policy-coverwallet).

**Right to Opt-Out of "Sales" of Your Personal Information.** CoverWallet may share your personal information with third parties in ways that constitute "sales" under the CCPA. You may request that we not "sell" your personal information on a going-forward basis. Please keep in mind that if you exercise your right to opt-out of the "sale" of your personal information, some data collection will still take place (for example, to detect or prevent fraud or to provide the services you request from us).

Submit a CCPA Request

I accept the [Terms and Conditions](/en-us/dcs/terms-and-conditions-coverwallet)

Your request is in progress and will be processed within the required timeframe.

ccpa-dcs

californiaResident

first_name

last_name

email

address

city

CCPA Location Inputs

state

Aon Digital: Insurance Solutions for your business

title

author

With Aon you can protect your business from the unexpected with comprehensive coverage for your company’s needs

description

https://images.ctfassets.net/8edxnwlq2x0m/2VEhyneTlXk2aThCn1J3gw/a594ab0031b5197372bbff78d4d366fa/favicon.svg

favicon

robots

googlebot