Courier Insurance
We can arrange specialist insurance cover through our Courier Solution
Your 2024 Courier Insurance Renewal
At Aon, we want to make sure we always provide high-quality service alongside tailored cover to suit your individual business needs. Read more about our Courier Insurance offering for 2024, working with A+ rated insurer, QBE.
Key features of this cover include:
- Cover options for multiple courier companies
- An increase in your Goods in Transit limit if you need it
- No restrictions for drivers under the age of 25
- Premium Finance available with improved rates for most Courier Companies*
- No initial set up fees
- No limit on the amount of claims an individual driver can have
Benefits all round
You will also have access to Aon’s Discount platform. This easy-to-use website and app provides discounts and deals across hundreds of retailers, from high street to bespoke, in a wide range of lifestyle categories. It helps your employees’ money go further and increases their engagement in your company.
*Aon UK Limited is a credit broker and not the lender. Credit is arranged by Aon UK Limited and provided by Premium Credit Limited Aon UK Limited is remunerated for arranging this credit. Credit is subject to status and the lender may use a credit reference agency that leaves a record of the search or other information about you to carry out credit and anti-money laundering checks.
Claims
1. How to make a claim – QBE details
Please contact your insurer directly to notify them of a claim.
Tel: +44(0)808 100 8181
E-mail: [email protected]
Your excess applicable is dependant on the amount of time taken to report a claim. Please consult your policy documents for confirmation of the amounts and timescales.
2. Windscreen cover details
Cover is in place for windscreens on your policy subject to an excess of £1,000, however no excess is applicable if the damaged windscreen is repaired rather than replaced. Please report the claim in the usual way and arrange a repair / replacement.
Cover Available
Motor - Legal liability for death of or bodily injury to third parties or damage to third party property plus loss of or damage to the insured vehicle caused by fire or theft, accidental or malicious means and damage to glass in Windscreens and windows
Goods in Transit – Legal liability for damage to property of third parties in the Insured’s care, custody or control whilst in or on any Insured Vehicle operated by the insured.
Employers Liability - £10,000,000 any one occurrence - Legal liability to pay damages and claimant’s costs and expenses for death of or bodily injury/disease/illness caused to an employee in the course of their employment during the period of insurance
Public/Products Liability - Public Liability £5,000,000 any one Occurrence / Products Liability £5,000,000 any one Occurrence and in the annual aggregate Legal liability to pay damages or compensation and claimants costs consequent upon injury to third parties or loss or damage to their property happening during the period of insurance in the territorial limits and in the course of the Business
FAQs
1. Do I need to inform the MID if I have changes in my fleet?
Yes, you must ensure that you update the MID to reflect all changes in your fleet (this includes all vehicles added and removed). This is extremely important as it is your legal responsibility to ensure the database is kept up to date. The MID is used by Police to check whether a vehicle is insured or not therefore we advise that you log in and check the database has been updated correctly.
To reset your MID login &/or password please contact helpdesk: [email protected] or 0800 389 2674
2. What do I do if I want vehicles adding or removing from my policy?
Aon must be informed of all vehicles. Therefore, is it essential that you advise us directly on [email protected] when you are adding or removing vehicles.
The MID must be updated separately as we are not automatically informed when a vehicle is added or removed from the MID.
3. Are there any age restrictions for this policy?
No, there are no driver age restrictions, however the following requirements do apply:
Must hold a valid UK and EU licence for at least 2 years. This also applies to EEC (European Economic Community) license.
If a driver has over 6 points, this will need to be referred to insurers.
Drivers with convictions beginning with any of the following codes will need to be individually referred to insurers before they can be insured to drive: BA, CD, DD, DR, IN.
4. How do I view my Direct Debit arrangements?
To view your direct debit arrangements with Premium Credit Limited please log in using the following address: https://www.pclcc.com/Login/Login
FP.AFF.726.RR